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3. Use credit cards responsibly
Only use the credit you really need. Better yet, stay well below your credit limit. Only use the credit you really need. Better yet, stay well below your credit limit. Credit cards can be an important component of your financial life.
A few important things to remember when using a credit card
- Do not purchase items using a credit card unless you have the money to pay for them.
- Pay off your entire balance by the due date.
- If you don’t pay off the entire balance, you will be charged extremely high-interest rates.
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